About Us

Welcome to ARMUM LIMITED 

Armum Limited is a Managing General Agent ("MGA")


What is a MGA?
A wholesale insurance intermediary with the authority to accept placements from (and often to appoint) retail agents on behalf of an insurer. Managing General Agents generally provide underwriting and administrative services, such as policy issuance, on behalf of the insurers they represent. Typically, MGAs market more unusual coverage, such as Financial Risks, for which specialised expertise is required to underwrite policies. MGAs benefit insurers because such expertise is not always available within the company and would be more costly to develop on an in-house basis.

ARMUM has been born to act on behalf of well known and respected insurance companies and Lloyd's Underwriters. 
Our team will cater for a wide range of sectors and products.
" Mortgage Indemnity Insurance
" Residual value Insurance
" Other Financial Risks


Our business model is based upon the principle of responsible and transparent trading. We will be remunerated by underwriters depending on the level of service that we are delivering, from risk pricing, full underwriting and documentation through to claims handling.

As a Managing General Agency, we have made a clear decision to where possible link our remuneration to the final outcome of the accounts that we are underwriting and so put our own profitability against our own expertise.

Our clients, therefore, benefit from no conflict of interest, in-house underwriting capability, streamlined administration, and low cost base. This in turn results in cost reduction benefits, a focus on client service and retention, and of course ethical trading.